Happy New Year!

Wishing 2023 is your best year.

Matt Viera
January 01, 2023

Image by Yves

Good morning and Happy New Year!

Welcome to another edition of The Matt Viera Newsletter.

Thank you for your continued support.

Wow. The start of a brand new year.

This is the day most people wake up and tell themselves:

• This is my year.

• This is the year I get in shape.

• This is the year I start a daily habit.

• This is the year I accomplish my goals.

• This is the year I do something different.

This is the year...

Well, I sincerely hope you accomplish each and every one of your goals. I truly do.

The truth is...most people fail to follow through with their goals. Which is unfortunate.

I wish I can provide you with the magical formula to achieving goals.

However, I can't.

It's all up to you.

What I can tell you is to maybe start small. Set small goals for yourself which you can achieve daily.

The truth is small wins are still wins.

Some small goals you can accomplish daily:

• Go for walk.

• Focus on your breathing for one minute.

• Commit to reading a few pages of a book.

• Start journaling by writing 3 - 5 sentences in a notebook.

• When you wake up, write down three things you are grateful for (in the same notebook).

Small steps to move forward. Nothing complicated.

With respect to your finances, now is the perfect time to:

• Take a look at and analyze how you handled finances in 2022.

• Determine areas you can grow in 2023.

• Establish 1 or 2 financial goals.

Some areas to narrow your focus on:

• Set up and use a budget.

• Attack and pay down credit card debt.

• Establish a safety net (1 month of expenses).

• Start your emergency fund (3 - 6 months of expenses).

Finish 2023 financially stronger than when you started.

With that, I wish you all a Happy New Year!

Let's make 2023 the year well all get 1% better everyday.

Image by Peace, Love, Happiness

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